Life Settlements

Purchasing Unneeded Life Insurance Policies

If you no longer need your life insurance policy, don’t let it lapse or surrender it to the insurance company before letting us appraise your policy and give you a quote for purchasing it. We can often offer a larger lump sum amount than insurance companies will pay for a surrendered policy.

  • Most life insurance policies are intended to protect dependents and many are, thankfully, never needed.
  • Insurance companies sometimes, but not always, will pay a cash value amount for a surrendered policy.
  • Some policies have a higher value than the cash value offered by insurance companies and can be purchased by a third party for a lump sum payment.


Want more information? See our Life Settlement FAQs.